5 Easy Facts About 新手買家按揭指南 Described
5 Easy Facts About 新手買家按揭指南 Described
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“Right before LivePlan, my group And that i had no idea where or how to begin [...] It assisted us concentrate on and Make every single space of our enterprise technique and figure out that some areas of the corporation needed to be altered just before we could start.”
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“I learned more about operating my small company from the week of focused work in [LivePlan] than I've from some other one resource. It's basically adjusted just how I perspective my business ventures”
提交申請文件:根據所選的樓宇按揭,提交相應的文件,確保文件的完整性和準確性,確保審批順利進行。
有幸抽中前籌的居屋申請者,除了要花心思揀選心儀單位,更要了解不同類別的居屋按揭,在簽買賣合約前,確保可獲取按揭資格。無論您是綠表或白表,即看以下一二手居屋按揭指南,了解各居屋計劃的按揭成數上限、最長供款年期、壓力測試、擔保期、加按和轉按等要求。
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管理費
買新盤程序 |買二手樓程序|首期計算| 印花稅計算|按揭教學| 律師費須知
買樓開支不僅包括樓價,還需考慮其他成本,如印花稅、律師費用、按揭保險費等。 買家需要預留適當預算,以應付其他成本及額外開支。
I am conscious of my own data to be used by Konew for direct marketing and advertising. Including which i concur that Konew will notify me of personal loan service facts by way of cellphone calls, text messages/sms, emails, WhatsApp messages and other instant messaging companies.
除按揭申請表格、正式或臨時買賣合約等一般文件外,須額外遞交以下文件:
如有任何關於按揭申請的問題,請即聯絡利嘉閣按揭代理,專員們非常樂意解答您的疑難。
如果貸款的成數高於六成,可以申請按揭保險計劃增加按揭成數,今年政府亦推出新按揭保險計劃大幅增加首置人士的借貸能力。与此同时,不過不少人士混淆「按保」與「二按」的分別,且誤會首六成按揭由銀行借出,餘下六至九成的貸款由按揭保險公司借出。
為了保持銀行體系穩定,金管局要求銀行在批出按揭時,除了要申請人有足夠的入息與按揭比率,也需要通過壓力測試,按揭成數也有限制。